AI-Powered Credit Intelligence Platform
Upload your reports from all three bureaus and let AI find the inaccuracies, draft professional FCRA dispute letters, and track every dispute through your 90-day journey — all in one place.
Free plan includes report analysis and 3 dispute letters per month. Premium is $99/month — cancel anytime, 30-day money-back guarantee.
Illustrative example. Individual results vary; no outcome is guaranteed.
Pull your free reports from AnnualCreditReport.com and upload them. Our AI reads all three bureaus in seconds.
Every inaccuracy, inconsistency, and unverifiable item is flagged and explained — across Equifax, Experian, and TransUnion.
Professional, FCRA-grounded dispute letters written for you. Review, refine with AI, print, and mail.
Follow every dispute through the bureaus' response windows and watch your progress in one dashboard.
You have the legal right to dispute inaccurate information on your credit reports — for free, yourself. We make exercising that right dramatically easier.
Cross-bureau comparison finds inconsistencies a manual read would miss — dates, balances, statuses that don't match.
Letters cite your actual rights under the Fair Credit Reporting Act. Compliance-checked before you ever see them.
Not sure where to start? The AI strategist prioritizes which items to dispute first for the clearest path forward.
Bureau response deadlines, dispute statuses, and resolved items — tracked automatically so nothing slips.
The CreditVector Platform
CreditVector™ is built as a suite of intelligence modules. Start with the dispute stack today — the rest of the platform is rolling out.
Optimization playbooks to build positive history, lower utilization, and strengthen your profile.
A marketplace that matches you to personal and business funding once your profile is ready.
Establish and grow business credit separate from your personal file.
From a single report to running your own credit-repair business — there's a plan for where you are.
Create a free account and see what's on your reports in minutes — no card required.
Create Your Free Account